Have a car? Love to drive? Then we’re sure you must be equally passionate about making sure that it is well maintained and also insured on time. With Bajaj Finserv, you can now get car insurance anywhere, anytime. And with an easy customization process,

What exactly is an add-on cover

Add-on covers are additional coverages that you can purchase over and above your base insurance plan for a nominal fee. They provide added protection to your four wheeler insurance when you need it the most.

Four Wheeler Insurance Insurance Add-On Covers

Below we have curated a list of add-on covers that you can buy with your car insurance plan from BFL.

Personal accident cover (mandatory)

This cover is considered an add-on benefit and provides coverage for both owner and the driver, in case of any damages caused due to an accident. The insurance provider takes care of medical expenses for your healthcare.

Engine protector

Any damage caused, that results in the breakdown of the engine of the car are not covered under a car insurance plan. However, if you buy this add-on cover, then the engine repair cost will be covered under this rider plan.

Zero Depreciation Cover

This cover is also referred to as a bumper-to-bumper cover. With this cover, you can nullify the depreciation cost involved in the claim settlement. It allows you to receive the full claim amount as stated in the policy documents.

Key & lock Assistance

Key & lock assistance cover takes care of the loss related to damaged or lost keys and covers the entire locking system.

CNG Kits

You can buy an add-on cover for fittings like CNG kits that are fit externally/internally by paying a low premium amount.

Conveyance Benefits

This add-on cover is for the duration when your car is in service. So, your daily commute by public conveyance will be taken care of, under this cover. This is applicable only when your car is in servicing due to accidental damage.

24×7 Assistance

Services like tire change, battery change, towing, etc are included in this cover. Suppose you are traveling by your car and there is a sudden breakdown in the middle of the road or an accident that leaves your car damaged, then you can easily rely on this 24×7 assistance cover. you can also choose some of the most useful add-on covers as well.

Consumables Expenses

Consumable items of a car are nuts & bolts, grease, AC gas, lubricants, engine oil, distilled water, brake oil, oil filter, etc. A car insurance policy does not cover these items, but with this add-on cover, you get coverage for the same if in case these items are lost or damage due to an accident.

Accessories Cover

Only a few insurers provide coverage for accessories. And many car owners prefer having additional accessories fit to their vehicle. It is important that you get an accessories add-on cover. You can get this cover for a very nominal premium amount along with your insurance policy.

Personal baggage

This can also be an important add-on cover to consider. It protects you against the loss of your baggage/luggage if it is lost, damaged in an accident, or stolen from inside the vehicle.

In conclusion,

With these add-on covers, you can buy an insurance plan that gives you the advantage of having wide coverage. If you would like to explore plans and the various add-ons, visit our Bajaj Finserv to get complete details and buy on our 100% digital platform!

Bajaj Allianz is a leading insurance company that offers comprehensive insurance coverage for four-wheelers. It is crucial to have insurance for your car, as it provides financial protection against any unforeseen circumstances like accidents, theft, or natural calamities. Bajaj Allianz’s four-wheeler insurance offers a range of benefits that ensure complete peace of mind for the policyholder.

One of the key features of third party car insurance is its cashless claim settlement process. In case of an accident, the policyholder can take their vehicle to any of the company’s authorized garages for repairs. The payment for the repair work is made directly to the garage, and the policyholder does not have to pay any money out of their pocket.

Another benefit of Bajaj Allianz’s four-wheeler insurance is its round-the-clock customer support. The policyholder can contact the company’s customer care team at any time of the day to get assistance with their claim or any other policy-related queries. Bajaj Allianz’s four-wheeler insurance also offers a range of add-on covers, such as zero depreciation, engine protection, and roadside assistance, among others. These add-on covers enhance the overall coverage of the policy and provide additional protection to the policyholder and their vehicle.

Conclusion

Bajaj Allianz’s four-wheeler insurance is a comprehensive and reliable insurance product that provides complete protection to the policyholder and their vehicle. With its cashless claim settlement process, round-the-clock customer support, and a range of add-on covers, Bajaj Allianz’s four-wheeler insurance is a must-have for every car owner.