SBI Prime Credit Card is a reward-oriented credit card that will reward you with bonuses for various activities. The SBI Elite Credit Card, on the other hand, is designed for frequent travelers. It will benefit everyone who enjoys traveling, whether in India or abroad. It also provides numerous benefits on flights, hotel reservations, and other services. Keep reading the article to know the basic pointers that mark the difference between SBI Prime Credit Card and SBI Elite Credit Card.

You’re busy- we get it. You don’t have time to research credit cards every month. That’s why the SBI Prime Credit card- which carries a membership fee of Rs. 2,999 per annum- is perfect for you. For example, not only does it offer some pretty great benefits like complimentary airport lounge access and hotel discounts, but it also has a lower annual fee than other offers in the market – saving you money in the long run!

SBI Card Prime is a credit card that offers more than just rewards. Like the ELITE Card, it is issued in three different variants-MasterCard, American Express, and VISA. All three variants are pretty much the same except for some exclusive benefits for individuals who use a certain network.

Differences between the SBI Elite Credit Card and SBI Prime Credit Card

SBI Prime Credit Card and SBI Elite Credit Card serve different purposes. They are both designed to cater to different individuals. The following characteristics distinguish one from another:

SBI Prime Credit Card

• SBI Prime Credit Card has an annual fee of Rs. 2999.
• The SBI Prime Credit Card comes with an Rs. 3000 welcome gift e-voucher.
• Annual fee is waived if you spend more than Rs. 3 lakh.
• If your spending exceeds Rs. 50,000 in a quarter, you will receive an Rs.1,000 Pizza Hut voucher.
• Complimentary access to club Vistara membership.
• Spend Rs. 100 on your birthday to earn 20 reward points.
• On spending Rs.5 lakh or more in a year, you will receive Rs.7000 in Yatra gift vouchers.
• On your first hotel stay at the listed hotels, you will receive 1500 bonus points.
• When you use your SBI Prime Credit Card at one of the listed hostels, you will earn 10 points for every Rs.100 spent on the card.
• Every Rs. 100 spent on Vistara flights earns you 9 club Vistara points.
• 1 complimentary golf lesson.
• Benefits from over 900 hotels around the world.
• It provides Rs. 50 lakh in air insurance coverage.
• The SBI Prime Credit Card features contactless technology, which allows for more secure and safe payments.
• Identity, income, and residence proof are required to apply for the SBI Prime Credit Card.

SBI Elite Credit Card

• Elite Credit from SBI with an annual membership fee of Rs. 4,999.
• As a welcome gift, you will receive e-gift vouchers worth Rs. 5000. 
• The SBI Elite Credit Card offers free movie tickets worth up to Rs. 6000 per year. Furthermore, you can get up to two movie tickets per month.
• Every year, you can earn up to Rs. 12,500 in bonus reward points.
• Get Rs. 12, 500 in reward points per year.
• You can earn 15000 reward points if you spend between Rs. 5 lakh and Rs. 8 lakh per year.
• The annual fee would be waived if you spent Rs. 10 lakh in a single year.
• You will receive 5x reward points for spending on dining, department stores, and groceries.
• When you join the Trident membership, you will receive 1000 welcome points.
• You will receive 6 complimentary international airport lounge visits with the SBI Elite Credit Card.
• Get up to two complimentary domestic airport lounge visits.
• Free Club Vistara membership.
• For transactions between Rs. 500 and Rs. 4000, all petrol pumps across the country’s 1% fuel surcharge will be waived.
• To apply for an SBI Elite Credit Card, you need proof of income, proof of residence, and proof of identity.

Conclusion

SBI is the leading lender in the market that offers Credit Cards intended to cope with the financial needs of each individual. Apart from this, the SBI credit card offered a variety of reward points, benefits, charges, and so on. Further, credit cards have been categorized as Travel Credit Cards, Premium Credit Cards, Shopping Credit Cards, etc. Each credit card is unique on its own. SBI has a dedicated customer care team who works 24 hours a day to resolve the issues and queries of customers.